Private Family Mutual Aid Fund

Protect Your Family's Dignity When It Matters Most

The Mgazi Family Funeral Fund is a private mutual aid arrangement where family members pool monthly contributions to provide dignified funeral assistance. Starting from just $5/month.

Not insurance
Dual-approval payouts
Multi-currency

Important: This is a private family mutual aid fund, not an insurance policy or funeral plan. Assistance grants are discretionary and subject to available funds. Please read our Terms & Conditions and Fund Constitution before joining.

Simple Process

How the Fund Works

A transparent, governance-driven approach to family funeral assistance

1

Register & Apply

Create your account, verify your identity, and apply for membership. Membership is limited to the defined family group.

2

Choose Your Plan

Select a contribution from $5 to $100/month based on your preference. Higher contributions build reserves faster.

3

Contribute Monthly

Pay via Stripe (global), PayNow (Zimbabwe), or PayFast (South Africa). Funds are pooled securely with full transparency.

4

Claim When Needed

Submit a claim with documents. Claims are verified and approved through dual authorisation for full transparency.

Our Foundation

Built on Trust & Governance

Every aspect of the fund is designed with transparency, accountability, and family values at its core

Discretionary Assistance

This is not insurance. Benefits are assistance grants subject to available funds and committee approval — keeping the fund legally safe.

Dual-Approval Payouts

Every claim requires verification by the Claims Officer and dual authorisation from the Treasurer and a Trustee.

Waiting Periods

Tiered waiting periods prevent adverse selection: 0-3 months (no benefit), 4-6 months (partial), 7+ months (full eligibility).

Multi-Currency & Global

Accept contributions in USD, GBP, ZAR, and ZWL. Members can join from UK, South Africa, Zimbabwe, and beyond.

Full Audit Trail

Every contribution, claim, approval, and payout is recorded with timestamps. Monthly statements provided to all members.

Family Governance

Elected committee (Chair, Treasurer, Secretary, Claims Officer) with defined roles, dispute resolution, and annual reviews.

Flexible Plans

Choose Your Contribution

Contribute from $5 to $100+ per month. Higher contributions build fund reserves faster.

Starter

$5/month

Minimum contribution

  • Funeral assistance (subject to funds)
  • 7-day grace period
  • Beneficiary management
  • 3 payment gateways
Most Popular

Standard

$20/month

Recommended for most families

  • Everything in Starter
  • Faster reserve accumulation
  • Up to $3,000 assistance
  • Full waiting period: 3-6 months

Premium

$50/month

Maximum fund growth

  • Everything in Standard
  • Stronger fund reserves
  • Up to $5,000 assistance
  • Priority claim processing

All plans include multi-currency support, multiple beneficiaries, and full transparency. Custom amounts between $5-$100 available during registration.

Benefit Structure

Waiting Periods & Eligibility

To protect all members, waiting periods apply before full benefits are available

PeriodBenefit LevelDetails
0 - 3 monthsNo benefitRefund of contributions only (minus admin fees)
4 - 6 monthsPartial (25-50%)Up to 50% of maximum benefit, subject to fund availability
7+ monthsFull eligibilityUp to maximum cap, subject to fund availability and committee approval
Why waiting periods? They prevent adverse selection, ensuring the fund is sustainable for all members by preventing individuals from joining only when a claim is imminent.

Payment Options

Pay From Anywhere

Multiple payment gateways for family members across the globe

Stripe

Global cards & bank transfers - USD, GBP, EUR and 135+ currencies

PayNow

Zimbabwe mobile money, EcoCash & bank payments

PayFast

South Africa debit orders, EFT & instant payments in ZAR

Common Questions

Frequently Asked Questions

No. The Mgazi Family Funeral Fund is a private mutual aid arrangement. Benefits are discretionary assistance grants — not guaranteed insurance payouts. All assistance is subject to available funds and committee approval.
Membership is restricted to the defined Mgazi family group (descendants, spouses, and partners). This is a private, closed-membership fund — not open to the general public.
The minimum monthly contribution is $5 USD (or equivalent). You can contribute up to $100/month or more. Higher contributions help build fund reserves faster.
Waiting periods (0-3 months: no benefit, 4-6 months: partial, 7+ months: full) prevent adverse selection and protect fund sustainability for all members.
The designated beneficiary submits a claim with documents (death certificate, ID proof, funeral invoices). The Claims Officer verifies, then the Treasurer and a Trustee must both approve (dual authorisation).
USD, GBP, ZAR, and ZWL. Payments via Stripe (global cards), PayNow (Zimbabwe), or PayFast (South Africa).
There is a 7-day grace period. After that, benefits may be suspended until arrears are cleared. You will receive reminders.
Yes, anytime through your dashboard. Changes go through a cooling-off period for security.
By an elected committee: Chair, Treasurer, Secretary, and Claims Officer. All finances require dual approval. Constitution, reports, and minutes are available to all members.
Yes. We follow data protection best practices aligned with UK GDPR. We collect only minimum required data with restricted access.

Ready to Protect Your Family?

Join the Mgazi Family Funeral Fund today. Starting from just $5/month, ensure your loved ones have dignified support when they need it most.

By joining, you agree to the Terms & Conditions and Fund Constitution.